Many Christians have an inadequate view of the death of Jesus. Many think that Jesus’ death is like a loaded gun. There’s a lot of potential, but the shot is not fired, salvation is not actually accomplished for anyone. Individuals, themselves, have to pull the trigger and then, and only then, is the shot is fired and our salvation is accomplished. The trigger is pulled, they contend, when we believe the gospel. Jesus thus potential died for all, but Jesus’ death is only really effective for those who pull the trigger.
The Bible has a different view of Jesus’ death.